Send Money to the Philippines

Many of our readers are interested in load as well as sending money to the Philippines. We have decided to help our readers out by putting all our info on remittance on this page.

There are a lot of ways to send money to the Philippines. Ranges from your local Filipino store, Balikbayan Cargo dealer, to the home-based agent to send remittance to the Philippines.

There are many web sites that will allow you to send money back home from the convenience of you own home. Sending money to the Philippines has never been so easy.

How to Philippine Money Remittance

One of our favorite sites is They are easy, fast and offer many convenient money pick up locations. Give them a try here

Western Union

The most commonly used method to send money to the Philippines, at least by Americans.
Pros: Funds are transferred almost instantly, in Pesos or U.S. Dollars, often the sender gets a free 5 minute phone call to the Philippines. Many pickup locations in the Philippines.  Send money at a local Western Union location, or online.
Cons: Not the cheapest option available

Mailed Payment

Pros: Very cheap.
Cons: Philippine mail system is unreliable. Personal checks and money orders are often hard to cash and fees are charged for doing so in the Philippines.


Pros: Almost instant remittance to the Philippines.
Cons: Cash only transactions, no online purchases.

PNB (Philippine National Bank)

Another method of getting money to the Philippines is by opening a bank account with a bank that operates both in your home country (for example, the U.S. or Australia) as well as the Philippines.  You actually open the account in the Philippines, close to where the money will be withdrawn, then take or mail a payment to the closest branch in your own country for deposit into that account.
Pros: Inexpensive and secure.
Cons: Slow.  An account must be opened in the Philippines.

An internet-based company where you send money online, and it is either deposited in a bank overseas where the recipient can withdraw it, or a courier delivers it, in cash, to the recipient’s home.
Pros: Cheaper than wire services. Convenient to send.
Cons: Slow.

Standard ATM method

Open an account at any bank in the U.S., get an ATM card that uses an internationally accepted ATM system like Plus or Cirrus, then send the card to the Philippines. The person in the Philippines can then use the ATM card to withdraw funds at an ATM.
Pros: Almost instant. Cheap compared to wiring fees.
Cons: International ATM fees range from $1.50 and up.

Visa “Buxx”

Enroll in Visa Buxx program, you as the “parent” can order a card for some one in the Philippines, the “teenager”. The card looks like a credit card (it even bears the Visa logo).  Your teenager can use it wherever Visa is accepted, including almost every ATM in the world.  You, as the parent, add funds to the card online, by transferring funds from your bank account or a credit card.  In this way, you determine the amount of money the person holding the card can withdraw.
Pros: Inexpensive..  Card can be immediately deactivated, online, if you’re notified that it’s been stolen or lost. Card can be suspended and reactivated.
Cons: 4 digits of your “teenager’s” social security number for identity purposes.

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